Free educational resources and a documentation tool. No professional relationship and no obligation.
These terms describe the Before Your Claim website (beforeyourclaim.com) and the home-documentation app under development, including the planned browser and Android versions. Before Your Claim is provided by Absolute Adjusting; please review these terms before using the website or the app.
Educational information, not professional advice
The guides on this website are general information for homeowners. They are not legal advice, a coverage determination, an estimate, an appraisal, or advice about a particular claim. Insurance policies, laws and regulations differ by policy and by state, and they change. Information on this website may not reflect later changes. For questions about your own policy or claim, contact your insurer, your state’s insurance department, or an appropriately licensed professional.
The app
The Before Your Claim app is a free tool for photographing your home and recording notable belongings. Its features and availability may change before release.
- Local record. The app is designed to keep records on your device, in-app or browser storage, rather than on an Absolute Adjusting homeowner-record server.
- Record loss and backups. Device or browser storage can be lost through device loss or damage, uninstalling the app, clearing browser data, or other events beyond our control. Making, checking, and retaining a separate backup remains important.
- It records what you include. A Before Your Claim record documents the rooms, photographs, and belongings identified by the homeowner. It is not intended to be a complete inventory of everything in the home, and it does not establish value, ownership, or coverage.
- No outcome is promised. Having a home record does not guarantee that a claim will be paid, or paid in any amount.
- Approximate floor plans. Any floor-plan sketches are intended to show approximate layout and area, not surveyed or measured drawings.
- Testing status. The app is not yet available for public use, and its functions may change before release.
Backup and report functions are being tested. Once released, users should review exported reports and verify that saved backups work before relying on them. The website and app are offered “as is” and “as available” to the extent permitted by applicable law. Nothing in a home record establishes coverage, ownership, value, or an insurance payment.
No obligation, and no professional relationship
Before Your Claim is free; using the website or the app does not obligate you to hire Absolute Adjusting or anyone else.
Using Before Your Claim, reading a guide, following a link, or contacting us does not create a public-adjuster-client, consulting, expert, or other professional relationship. Absolute Adjusting provides professional services only under a separate written agreement, after its own review. If you ever enter such an agreement, that agreement governs those services.
Acceptable use
Use the website and the app only for lawful purposes. Do not attempt unauthorized access, interfere with their operation, introduce malicious code, impersonate another person, copy protected content by automated means, or use them in a way that violates another person’s rights.
Ownership
Your photographs, notes and records belong to you. Unless otherwise stated, the website’s text, guides, graphics, logos and the app itself are owned by or licensed to Absolute Adjusting. You may view and print reasonable excerpts for personal use. Republishing, modifying, or distributing them for commercial purposes requires written permission, except where the law allows otherwise.
Links to other websites
Links to other websites, including government websites and absoluteadjusting.com, are provided for convenience and are not endorsements. We do not control other websites’ content, security, accessibility, or privacy practices.
Changes and contact
We may revise these terms as the website and the app change. The effective date below shows the current version. Questions: beforeyourclaim@absoluteadjusting.com.